Traveling to a foreign land is the best experience you can get as one gets a chance to explore new cultures, places, cuisines and much more. Traveling abroad needs meticulous planning comprising visas to tickets from accommodation to itineraries etc.
Why is there a need to buy travel insurance while traveling abroad? Is it actually worth it? The answer is “Absolutely Yes”, Travel insurance helps to cover financial losses linked with surprise situations that can ruin your trip. Among all, one of the most crucial factors is Travel insurance which people do not take seriously. However, good travel insurance covers a person against many emergencies that you may face and ensures people can enjoy a worry-free trip. While many see travel insurance as an added expense, it offers peace of mind, and thus, it should not be underestimated.
Top 7 Reasons to Buy Travel Insurance for Foreign Trip
It is not obligatory to buy travel insurance while traveling abroad, but it is highly advisable to insure your international travel before you start your trip. Buying travel insurance beforehand can cover your entire trip and thus offer protection to you and your loved ones at every stage.
| Reasons to Buy Travel Insurance | Impact on Visa Applications |
|---|---|
| Coverage for Sickness and Injury | Smoother Visa Application |
| Trip Cancellation or Changes | Demonstrates Responsibility |
| Lost or Delayed Baggage | Essential for Some Visas |
| Passport Loss Coverage | Facilitates Document Reissue |
| Compensation for Flight Delays | Ensures Smooth Application |
| Emergency Evacuation Coverage | Leaves Positive Impression |
You can get injured or sick.
During your trip, you may get sick because of many reasons like changing time zones, changes in temperatures and different cuisines. You may also get injured, and the country you are visiting requires you to take vaccinations for specific diseases in advance. Also there may be a chance that you might require hospitalization abroad. In these situations, travel insurance can help you.
If you need to cancel or change your trip
There can be a chance if you fall ill, or any of your family members may fall ill, or some natural calamity might come, and you have no choice left but to cancel or change the trip date. Canceling prepaid travel plans is normally expensive, but if you buy travel insurance, you can benefit from it in case of any emergency, and you don’t have to think twice before canceling your plan.
If your baggage is lost or delayed
Luggage misplaced situations are very common nowadays, and it might be yours as well; thus, it is best to stay prepared in advance. Travel insurance offers coverage for delayed bags and helps you recover your misplaced baggage. It also helps to reimburse the amount spent on necessary items like shoes, toothpaste, etc, so that you can enjoy your trip. Also, if in case your bags are lost, the insurance will get reimbursement for the things that you have lost.
If in case your passport is lost
Losing your passport or other important documents during your international trip can be a nightmare. But if you buy travel insurance you get the coverage for these as it will help you obtain a new passport and other required documents while reimbursing the new passport cost.
If in case your flight is delayed
Sometimes flights can be delayed because of many reasons like weather conditions, strokes or technical issues. Some travel insurances provide compensation for extra expenses incurred during delays and provide coverage for meals, accommodations and other required things until you proceed with your journey.
In case of emergencies
Travel insurance covers emergency evacuation costs as well, like in situations of political unrest, natural disasters or other emergencies. Travel insurance ensures you have access to safe and timely services to give you a hassle-free experience.
Travel insurance impact on approval of visa applications
Travel insurance affects the visa approval as, in some cases, it is even outlined as a mandatory rule for obtaining a visa. Travel insurance makes the visa application process smoother as it displays your responsibility as a candidate and leaves a good impression on the visa officer reviewing the application.
Specific countries that need travel insurance may vary from time to time as it depends upon the country that different types of insurance may be needed when visiting. Travel insurance comes to your rescue in many unwanted situations, and it is said that prevention is better than cure. Thus, get yourself insured before going abroad to have a peaceful journey and trip.
Also, Read: Domestic tourism in Rajasthan has increased about 12 times since 2020
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